How to Beat the Back to School Financial Blues
It is that time of year when your little one has gone back to school, which for some may have meant a lot of financial pressure was felt over summer.
The cost of schooling can be very expensive, with uniform, gym shoes, stationery and school books prices all adding up to a tidy sum.
If you have forked out a little too much money while preparing for your child to go back to school A wage day advance may be something that you need to tide you over until your next payday.
A wage day advance loan is an instalment loan that is a cost-effective solution to short-term financial problems.
Loan Moneytree is a responsible lender, which means that we only ever loan up to £2,500 for a period of up to 18 months. Most people choose to lend small amounts of money that they can easily pay back once they get back on track with their finances.
Once you have your wage day advance approved by our trusted lenders, your money will be deposited into your bank account within minutes.
Once you have secured your loan and you are meeting the repayments, it is time to look into ways that you can stay on top of your finances.
In terms of meeting all of your child’s school needs, the following may help prevent you from having to take out a further wage day advance.
Use Your Library
Do you really need to buy brand new textbooks or reading books? You and your child can have a family day out at your local library to see if any of the books that they will need for the year can be found there.
Alternatively, look at second-hand book websites to see if you can get a good deal.
Don’t Give In To Peer Pressure
When it comes to teens, well, even tweens, the pull towards designer gear to impress friends becomes very real, but if you haven’t got designer show money, don’t be tempted to put yourself in too deep.
Get Out a Needle and Thread
If your little one has lots of fun in the playground and grass, try not to rush out to buy a new jumper. Instead, you can repair patches and clean it up so that you can save a few precious pounds.
If you are towards the end of term, don’t be tempted to rush out to buy a new uniform either, when the chances are that they will grow out of it by next year.
Buy Stationary in Bulk
You will lose count of the times when pens go missing or your child is on the last page of their notebook, so think ahead and buy in bulk at the beginning of the year, as shopping this way is generally cheaper.
We hope that you and your child have a great school year ahead and we wish you well in getting back on top of your finances.
To find out more about Loan Moneytree wage day advance loans, contact one of our customer service advisers today, or you can begin our simple online application form.