How Loan Charges Work

When you borrow money through Loan Moneytree

4 out of 5 loans accepted

Loan Charges

Before committing to a loan, it is important to complete a full review of your finances before finalising your agreement.

Loan Moneytree is an experienced Loan Broker Service and we encourage all of our customers to borrow responsibly. It is in your best interest to apply for an amount of money that you can be certain that you will be able to pay back.

We would advise looking at how much spare income you have after deducting your main household bills and any other loan or mortgage repayments that you have to make. From this amount, you can deduct the loan repayment amount (including interest) and if you do not enter a minus figure, then a loan from Loan Moneytree may suit your requirements.

Loan Moneytree is passionate about our customers welfare and we make sure that we point out that borrowing should be carefully considered before a loan application is made. We encourage all short term loan customers to read the Terms and Conditions laid out by our lenders. The delivery of excellent customer care is something that we strive for. We will never knowingly offer our service to customers who may be unable to make repayments.

Loans range from £100 to £2,500. We advise you to be realistic about the amount of money that you can repay each month.

The table below displays details of charges for loans taken out for a 12-month repayment period.

Short Term Loan Charges

You may need a loan to:

  • Pay for a medical emergency
  • Replace essential goods
  • Fund car repairs
  • Take care of unexpected bills
  • Pay for last minute school trips for children
  • Pay for travel expenses
  • Family emergencies
  • Make up for lost working hours due to sickness

The time taken to complete an application, receive the money and complete the first loan repayment will vary from customer to customer.

High APR’s Explained

APR stands for Annual Percentage Rate – something that all financial industries in the UK must display. Different financial institutions can determine their own APR and customers are able to make comparisons between companies.

APR’s were originally implemented for long-term loans that were to be repaid over more than twelve months. Loans that are to be repaid over a short period cannot be compared on a similar basis, and there may be more significant differences in APR’s that companies implement.

Loan Moneytree Explained

Loan Moneytree Explained

Short-Term Loan Checklist

  • No Credit History Needed
  • Simple Online Application
  • Avoid Bank Overdraft Fees
  • Secure and Confidential
  • Pay Unexpected Bills
consumer credit trade association

Being a member of the CCTA (Consumer Credit Trade Association) brings with it a reputation for maintaining the highest standards and following guidelines to ensure we bring our customers the best service possible.


Consumer Advisory:
Loan Moneytree is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

The operator of this site is not a direct lender. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £2,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

Representative Example:
Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

Authorised and regulated by the Financial Conduct authority. Interim permission number 657596.

*Fund transfer times may vary based on the matched UK money lender, time of day applied and your bank.