Loans Explained

Getting loans accepted day and night

4 out of 5 loans accepted

How do Loan Applications Work?

Loan Moneytree make short-term loan applications straightforward and accessible. Loan Moneytree makes short-term loan applications straightforward and accessible. All that you need to do to get started is to let us know how much money you would like to borrow and how many months you need to pay the loan back, from 3 to 18 months.

Once you have entered the required information on our website, you simply submit your application and wait for a decision. If your application is accepted then your loan will be processed with your designated lender.

Loan Moneytree is an online loan broker that supports customers needing short-term financial support in the UK. The Financial Conduct Authority (FCA) also permits our credit broker service. We uphold strict rules about adhering to their FCA guidelines and take our responsibilities seriously.

Here at Loan Moneytree, we pride ourselves on serving our customers best interests and therefore do not encourage customers to take out additional loans, if they are already experiencing financial difficulty. With this is mind, there are no hidden costs to taking out a loan with us and we are upfront about fees from the beginning of your application.

If you aged over 18 and are looking for a convenient and hassle free solution to your short-term financial difficulties, you can apply for support online through your laptop or smartphone and get an answer quickly. We only ask that you have a regular income and that you hold a UK bank account. This is so that our lenders can process your application and be confident that you can make repayments as per their Terms and Conditions.


How Can Short-Term Loans Help?

  • Easy online application
  • Assurance that your details will remain secure
  • Small loans can reach your bank quickly
  • Support with unexpected expenses
  • Decision delivered online


Your Loan Application in Three Easy Steps

  • Apply Online
  • Decision in Minutes
  • Cash Deposited into your Account

Loan Moneytree Explained

Loan Moneytree Explained

Short-Term Loan Checklist

  • No Credit History Needed
  • Simple Online Application
  • Avoid Bank Overdraft Fees
  • Secure and Confidential
  • Pay Unexpected Bill
consumer credit trade association

Being a member of the CCTA (Consumer Credit Trade Association) brings with it a reputation for maintaining the highest standards and following guidelines to ensure we bring our customers the best service possible.


Consumer Advisory:
Loan Moneytree is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

The operator of this site is not a direct lender. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to £2,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public.

Representative Example:
Amount of credit: £850 for 11 months at £146.30 per month. Total repayment of £1,609.25. Interest: £759.25. Interest rate: 150% pa (fixed). 277.6% APR Representative.

Authorised and regulated by the Financial Conduct authority. Interim permission number 657596.

*Fund transfer times may vary based on the matched UK money lender, time of day applied and your bank.